Durham Bray Law Firm 2026-06-17T12:00:11Z https://www.durhambraylaw.com/feed/atom/ WordPress /wp-content/uploads/sites/1504589/2025/07/cropped-siteiconDurhamBray-32x32.png by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46641 2025-12-10T20:18:41Z 2026-06-17T12:00:11Z

by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46640 2025-12-10T20:16:53Z 2026-05-20T12:00:14Z

by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46639 2025-12-10T19:32:18Z 2026-04-22T12:00:05Z

by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46638 2025-12-10T19:29:46Z 2026-03-18T12:00:44Z

interview your potential attorney at your consultation.  Think of it as a job interview.  You want to hire the best person to represent you. Some key questions to ask yourself: Does the attorney take interest in you?  Do you feel valued?  Do you get a good feeling when you are with that individual? Do they listen to you? Did they devise a plan forward to assist you? At Durham Bray Law Firm, we pride ourselves on the relationships we build with our clients.  We take the time to get to know them, their case, and give 100% in helping our clients resolve their legal matters. If you or someone you know needs assistance, we offer free consultations. Give our office a call.   Experience the Durham Bray Way: 706-738-7111.]]> by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46637 2025-12-10T19:17:20Z 2026-02-18T13:00:47Z

If the at-fault driver did not have adequate or outdated insurance coverage or if the at-fault driver’s insurance coverage is disputing the driver’s liability. MedPay can help compensate for some of the damages.

If your health insurance provider has paid for some of the medical bills, but you still have outstanding balances remaining. In that situation, MedPay could step in and alleviate some of those medical balances, co-pays, or other deductibles.

Note: Under Georgia law, insurance companies must reimburse you for reasonable and necessary medical and funeral expenses. However, they can deny MedPay coverage if certain medical treatments are deemed unnecessary or unreasonable. Who might benefit from MedPay in a crash?

1. The insurance policy holder of that particular vehicle that has MedPay coverage.
2. The passengers in the particular vehicle that has MedPay coverage.
3. Someone who drives the vehicle that has MedPay coverage, with the permission of the vehicle owner.

It is important to note that MedPay benefits and coverage can vary based on various insurance companies and policy holders. If you or someone you know has been in an accident, give us a call at 706-738-7111 and experience the Durham Bray Way.]]> by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46636 2025-12-10T19:15:06Z 2026-01-21T13:00:10Z

Liability Coverage.  Liability insurance covers medical or repair costs for other people if you cause an accident.  Almost every state requires you to have liability coverage. #2. Uninsured Motorist (UM) and Underinsured Motorist (UIM) Coverage.   Uninsured motorist coverage (or UM) covers medical expenses (for you and those in the vehicle) that may result from a drive who is uninsured.  It is not a mandate in Georgia, but it’s an affordable add-on to ensure you are protected. Underinsured motorists insurance (also known a UIM) covers you when you are in an accident caused by a driver who has insufficient coverage. #3. Medical Payments Coverage (also known as MedPay).   MedPay coverage pays reasonable medical expenses for you, your passengers, or any of your family members that may be involved in a crash.  While your health insurance may cover some of your injury costs, MedPay is a nice additional financial benefit for your injuries. Speak to your insurance agent as to the costs for MedPay and how this may help you. #4. Rental Reimbursement.  In the event your accident requires time in the shop, rental coverage can help.  This will cover the cost of the rental car while your vehicle is being repaired.  Rental reimbursement ranges up to a specific dollar for a specific number of days.  Again, check with your individual insurance company as to the cost. If you or someone you know has been injured in a car accident, give our office a call.   Experience the Durham Bray Way: 706-738-7111.]]> by Durham Bray Law Firm https://www.durhambraylaw.com/?p=46634 2025-12-10T19:09:00Z 2025-12-10T19:09:00Z